How to Apply for Chase Bank Credit Card
JP Morgan & Chase is one of the largest creditors in the US, with Chase Bank branches all over the country. It isn’t surprising that so many people bank with them. In addition, Chase Credit Cards are quite popular. The first step in applying for a Chase Bank credit card is to determine which type of card you would like to have. There are many different credit cards offered by Chase, some are cards that offer certain rebates for specific services or products, others are business cards, while some even donate to a charity of your choice or a college, with the amount determined by how much you charge. In addition, there are unsecured as well as Chase Bank secured credit cards.
Credit Card Rewards
Chase Bank also offers a lot of rewards for shopping in specific stores. There are some that give rewards for shopping at Ann Taylor, as well as Amazon. In addition, some cards have been geared more toward people who travel by offering great frequent flyer mile packages. The first thing you will want to do is research the different cards, as well as the perks offered by each. If you are going to have a credit card, you may as well have one that offers more than just a card which with to buy things. Chase bank online has a lot of information on the different types of accounts and credit cards they offer.
Business Chase Bank Credit Card
To apply for a Chase Bank business credit card, you will need to provide information about your business, such as tax returns, credit history, and even some vender references. The idea is to find out the trustworthiness of your business and examine how well you have done in terms of paying bills. Keep in mind that a business credit card should only be used to purchase things that are related to your business is some way. This will also be helpful when it comes time to file your taxes because business expenses are deductible.
Personal Chase Bank Credit Card
To apply for a personal credit card, issued by Chase Bank, you will need to fill out an application, either in a branch or online. The main focus will be on your personal credit score, whether or not you have had credit cards in the past, as well as how you handled them. If you currently have other credit cards, they may look into your payment history with those creditors. If you already have a bank account with Chase, it may be easier to get approval for one of their credit cards. However, keep in mind that no matter where you bank, your banking history will be examined. Creditors don’t like to see a lot of over drafts and late charges on your accounts.
Applying for a credit card with Chase is simple, but there are some things to take into consideration about applying online. People who have had bankruptcies, or have been denied a line of credit with Chase in the past 6 months, will not be eligible to apply for a card online. In this case it will be necessary to walk into a branch and speak with a customer service agent.